Investing - Theory, News & General • The Most Boglehead-ish Portfolio
If you switch out the bond holdings, then it’s the first lazy portfolio recommended in the wiki: https://www.bogleheads.org/wiki/Lazy_portfoliosYou’ll always find someone here ready to argue about the...
View ArticlePersonal Investments • 10 Year Plan
OP, you are making it way too complicated with 2 different portfolios.Don’t be afraid to hit me over the head with a hammer… I can handle it haaa… do you recommend going into 1 portfolio for ease of...
View ArticlePersonal Consumer Issues • WiFi Mesh System
About those TP-Links:In the letter to Secretary of Commerce Gina Raimondo, the lawmakers write, “TP-Link’s unusual degree of vulnerabilities and required compliance with PRC law are in and of...
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Personal Investments • Roth conversions to 32%, 35% tax bracket?
... it begs the question as to why they saved those sums in the first place. And why didn't they do any tax planning when accumulating those funds?It's easy to forget now but for many years when we...
View ArticlePersonal Consumer Issues • PSA: new Sonos controller app: avoid at all costs
As a followup, I spent most of Saturday digging older equipment out of the closet and "downgrading", as Sonos describes it, my system to the original S1 software. Am now kicking myself for not having...
View ArticlePersonal Consumer Issues • TiVo vs Xfinity set top boxes
I was dealing with this regarding an elderly parent and them not wanting to drop their TiVo, but having issues over the years. They finally just adopted the cable company's DVR and are happier without...
View ArticlePersonal Finance (Not Investing) • IRS disagrees with my submitted schedule SE.
Someone alluded to it earlier, but you are required to attach any W-2 showing withholding to a paper filed return. Did you do so?I haven't paper filed a return in years, but last I did I would cut out...
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Personal Consumer Issues • Neighbors Visiting Open Houses
...Marketing isn't necessary because all home buyers are constantly receiving Redfin or Zillow alerts.this...........--I hate nosey neighbors. I have several.Statistics: Posted by biscuit5 — Mon Sep...
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Personal Finance (Not Investing) • Is It Ever Worthwhile to Use Traditional...
As referenced above this heat map is informative. https://www.bogleheads.org/w/images/6/6 ... FJ2023.pngSocial security is taxed differently during retirement. It isn’t taxed after other income, it is...
View ArticlePersonal Consumer Issues • Mutual of Omaha Medigap G huge price increases
Also, a question on the Loss Ratio - if the ratio is close to 100 (as in claims divided by premium is close 1) is a good thing right? This (in my mind) points to a low overhead, no?I see MOO's Plan G...
View ArticlePersonal Investments • Best "Local" Bank For Brokerage CMA Users
Good answers and good points.I have a local wealth/estate planner that will do notary, so I really just need access to ATM, Cashier's Checks and Cash Deposits, all relatively infrequently.Some buddies...
View ArticlePersonal Investments • Vanguard brokerage - any way to view details of...
I have Vanguard dividends paid today, but there is no way for me to see the details until the overnight computer run at Vanguard and when they update the web site. So to directly answer the "any way...
View ArticlePersonal Finance (Not Investing) • Extra payment to prinicipal or interest>?
We know what to do going forward. We want to correct what went wrong.If I want to pay off this loan tomorrow, I want the correct balance due.Your suggestion does not address that.Statistics: Posted by...
View ArticlePersonal Consumer Issues • When and how much house exterior to repaint
Well, the first quote is in. $18,850. Ouch. I guess that's not all that out of line, considering the last house I had painted was my mom's much smaller house in a LCOL area, which came in at around...
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Personal Investments • Just invested at all time market high
We started investing in 1986. Since that time, the S&P500 Index has reached a total of 143 all-time-highs (as of yesterday, September 30, 2024).Invest for the long term, whenever you have money to...
View ArticlePersonal Consumer Issues • Prepping Kit for a Disaster
I'm not much of a prepper but after hearing stories from Hurricane Helene, I'm thinking having some emergency necessities on hand could be worthwhile. First simple step is that I hardly ever keep cash...
View ArticlePersonal Investments • TIAA Funds
I have TIAA Traditional, but I hold it in place of bonds and not equities. It makes up roughly 25% of my 403B with the other 75% split between domestic and foreign equities. It can be annuitized or...
View ArticlePersonal Investments • Breaking up with my financial advisor pep talk
So I'm gearing up to end things with my financial advisor. I'm really bad at this stuff, I get too emotional and sensitive about hurting his feelings and all that stuff. I know, it's ridiculous. But,...
View ArticlePersonal Consumer Issues • Looking to move to NC
Winston-Salem keeps popping up as a nice place to live. Are there any gems or recommendations that you can make for cities/towns that we should look at?Thank You!It's off the subject a little...One...
View ArticlePersonal Investments • Bond Choice
I would only put the kind of bonds funds I mentioned - something jazzier than a total U.S. bond index - in a Roth.I just discovered that what I really need in life is a jazz tilt in my fixed income...
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