Personal Finance (Not Investing) • Should you retire early? A few notes, six...
I retired early six months ago. In researching this decision I got the usual wide range of info, from "You'll be bored and will want to go back to work in six weeks" to "Early retirement is paradise"....
View ArticlePersonal Consumer Issues • Moving to Colorado?
3. I know everything now is expensive but something that isn't crazy expensiveWhat is your budget? I lived in NJ, PA, WV and GA before moving to Fort Collins. AZ is really hot and more of a "dry heat"...
View ArticlePersonal Finance (Not Investing) • Denied comprehensive auto insurance claim...
This is also an example where spending $50 to put in a low end dash cam would save you some grief. I don't know anything about this dashcam, except that it's $40 and seems to have decent reviews:...
View ArticlePersonal Consumer Issues • [On-going Scams - Post them here]
Here is the info on the legit versions from the .gov site:https://www.census.gov/programs-surveys ... urvey.htmlStatistics: Posted by clip651 — Thu Sep 12, 2024 10:54 pm — Replies 1547 — Views 214126
View ArticlePersonal Investments • Selling spec-id fractional shares on vanguard brokerage
One can only sell whole shares of an ETF, unless the position is being liquidated.However, it is certainly possible to SpecID fractional sharesExample:Sell 3 shares of XYZSpecID1.6 shares bought on...
View ArticlePersonal Consumer Issues • Ever contest an incorrect credit card charge from...
Agree that it doesn't change the OP's question, but this stuff really irks me. It's not my responsibility to independently subsidize a restaurant's employee benefits. I am already doing so by choosing...
View ArticlePersonal Consumer Issues • Any cons for being part of a class action
The biggest con is if you have a legitimate claim of your own which exceeds what you would get from joining the class. In this case, you get your own lawyer and go for it hoping for a big win. The...
View ArticlePersonal Investments • Portfolio Review: $7M NW, Early 40s with 2 kids,...
Yep. High income in tech and save most of it. Live a frugal life. Same house since 2012 and driving the same car since then as well. We live well with the $200k in expenses so I don’t feel we’ve short...
View ArticlePersonal Investments • help chosing which account to get cash from
If this is very short term money, house repairs until house is sold, there may be other viable options.We bought our last house with a cash offer, no contingencies. We were selling our then current...
View ArticlePersonal Finance (Not Investing) • Slott: The Big Retirement Myth
Over the years watching Ed's Schtick, it has been difficult to take him seriously. I hope that he honestly wants to help people,but he tends to wave his hands and arms like he's selling carpets. He...
View ArticlePersonal Investments • Dividend Income Advice Needed
A relative recently moved into senior assisted living facility. The following six dividend payers (KMI, UGI, Mo, ENB, O, and Vz) were suggested to provide the necessary annual income since she has...
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Investing - Theory, News & General • Wiki - Prioritizing investments...
Internet access may be spotty for ~a week so silence won't necessarily mean assent....LadyGeek, I am thinking this edit has wrapped up. I think there is good support for the changes that have made it...
View ArticleInvesting - Theory, News & General • Bernstein article - Why Should You...
I just want to know how money I can spend in my go-go years and slow-go years. I don’t want to think about funding an LMP for long term durations if I should have “enough”.Statistics: Posted by...
View ArticlePersonal Consumer Issues • Fun Question: Finding Good Trust Fund Laywer
It's really very simple. You search the Am Law 200 list (largest firms in the country by revenue) and identify the largest firms in the capital city of your state. These firms are generally all very...
View ArticleInvesting - Theory, News & General • TOTP Protected by Pin/Biometrics Now...
I purchased two Yubico 5 keys to store TOTP tokens. They worked as expected. I stored the TOTP keys ahead of time in my KeePass 2 application, then transferred them to my primary key and backup key....
View ArticlePersonal Finance (Not Investing) • Lack of motivation during the boring middle
Just looking at the language with which you describe your life, work, and overall existence, the words you choose does make it sound quite mundane and dreary. I’ve been there with early career...
View ArticlePersonal Investments • What percentage of portfolio in Roth versus tax...
During my working life still in progress (age 51), it took many years to fill up the tax advantaged space available to me. Even now with the addition of catch up contributions and Mega Backdoor Roth,...
View ArticleInvesting - Theory, News & General • HSA accounts
I am not an expert but may be I should opt for HD Medigap plan and pay the deductibles from HSA account. My HSA has grown to $160k and so far I have only $12k worth of receiptsStatistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Negotiating Emplyment Agreements
If you're happy with the position, base, bonus and equity, you're about 99% of the way there. As noted above, in a PE deal they are not going to give a custom deal on the issues you mention as...
View ArticlePersonal Investments • ibond question
If the wife is listed as a co-owner, she can simply cash the I Bonds herself.Statistics: Posted by Mel Lindauer — Fri Sep 13, 2024 11:17 pm — Replies 2 — Views 387
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