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Personal Finance (Not Investing) • Fidelity Personal Trust Corp - Question...

...In my many years reading this forum I have yet to hear from anyone who is a beneficiary working with any corporate trustee, so it’s very difficult to find firsthand information about a specific...

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Personal Finance (Not Investing) • Another should I upgrade my house question

What makes playdates difficult now?Statistics: Posted by BirdFood — Sat Aug 31, 2024 9:36 pm — Replies 7 — Views 637

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Investing - Theory, News & General • Now that long TIPS yields have...

2. Yes, the amount annuitized will be way above state guarantees, a million or somewhat more. If I made a mistake and TIAA can't honor the guarantee, i may not notice, given the likely collapse of the...

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Investing - Theory, News & General • Can you train yourself to be less...

That's like telling someone they should just go make more money.Arr? How is suggesting that it's possible to retire with a lower target number ($3.2 million is a high number) telling people to make...

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Personal Consumer Issues • MRi charges with out-of-network provider

I related this story about an MRI I had. There were different prices whether one walked in the front door or the side door to get to the check in desk:viewtopic.php?p=6591010#p6591010Statistics:...

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Personal Finance (Not Investing) • Mechanism for getting POD assets back into...

With the person still alive, it would be easy to remove the POD from the existing account. The money would become property of the estate at death and could be used to pay the bills. Eventually you can...

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Personal Finance (Not Investing) • SS: file and suspend strategy

Your 6% steady for 10 years is far from certain. Also, with inflation your money will buy less, so your inflation adjusted return could be marginal. But we're not supposed to predict the future, so...

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Personal Consumer Issues • Help finding a Glibert & Sullivan (?) parody...

Back in the early 1980s, I heard a *really* funny album (old 78rpm vinyl) that included a wonderful parody of Gilbert & Sullivan. (I'm forgetting if it was only G&S or if there were parodies...

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Personal Investments • Anyone Glad they took Social Security Early?

For me personally (and yes it is a personal decision) I am most swayed by Kitces:ultimately the decision to delay Social Security delivers the best results when there is either unexpected inflation,...

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Non-US Investing • [Australia] Portfolio Review

Thanks for the reference Redstorm,The Australian share market has historically performed well. The international preference in the portfolio is to diversify exposure (good and bad) given my income,...

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Personal Consumer Issues • Buying a new clarinet: Intermediate vs...

UpdateWe went to our local music store and DS was able to try a used R13, a new Buffet E-11 and a new Yamaha YCL-400 advantage. I ended up buying a used Yamaha YCL-400 in excellent condition on Reverb...

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Personal Finance (Not Investing) • FAFSA 2025-2026 for accelerated BS/MD program

Thanks! Yes, that's the plan - I will reach out to his FA office around Oct. Just want to run by BH community and get their ideas/opinions on how to best tackle this situation.Statistics: Posted by...

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Non-US Investing • Are there actually any good financial advisers? Wondering...

You seem to be much more knowledgeable about all this then I am. A lot of my learning was spread out over different periods, and as I believe I related in the thread, I wasn't sure who to trust with...

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Investing - Theory, News & General • VFINX the first index fund, opened...

My first investment in the early 80s and my only investment until mid 90s. In those days the Investment Company Institute would send you free of charge a nearly 1000 page book with M* type pages...

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Personal Consumer Issues • Moving to Colorado?

Check out Loveland and Windsor which are about an hour north from DIA. Fort Collins is 75 minutes. The section of I-25 north of Denver leading to these cities used to be very dangerous, but it has...

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Investing - Theory, News & General • Best bond fund in taxable for North...

Also for anyone following this thread, VWIUX is the admiral shares version of VWITX (investor shares) I mentioned in the first post and has a lower expense ratio so is a better choice (not clear why...

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Personal Investments • 25 Dividend Stocks

1. I want dividend stocks to generate monthly income. Some stocks I have already proven that they pay out consistently. I can spread out a varying number of dividend stocks from 3%-10%+ to average out...

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US Chapters • 50,000 posts [for Valuethinker]

Awesome accomplishment! You've made valuable contributions to the forum, I always enjoy reading your posts. Great in depth insights into many facets of investing, finance and history, amongst other...

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Investing - Theory, News & General • Did Schwab Fraud Protection...

I think users should be able to set the threshold for the minimum amount that matters to them for both external alerts and the institutions internal processes if the customer is taking on any of the...

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Investing - Theory, News & General • Derivation of YTM formula

The formula is really the formula for bond price from which you solve for YTM by some method of successive approximations as YTM can't be extracted algebraically as a solution.Correct.the current...

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