Personal Finance (Not Investing) • Is anyone selling their house with 2%...
We did this last year. Moved from a 2700 sq ft townhome with a 1.875% 15-year to a 4000 sq ft single family with a 5.875% 7-year ARM. No regrets whatsoever.Statistics: Posted by RJC — Mon Jul 08, 2024...
View ArticleClik here to view.
Personal Finance (Not Investing) • How do you keep track of your personal...
Quicken Yeah. I don’t budget, but it’s good to double check payments and money movements from account to account. Easy. I don’t mind the subscription model; not something that gets my knickers in a...
View ArticlePersonal Finance (Not Investing) • [Credit Card reward strategies at Costco]
Which bank offers this "Northeast AAA" card?Comenity which is owned by Bread Financial.I've read negative comments about that bank.I've read negative comments about every major bank.I haven't had any...
View ArticlePersonal Finance (Not Investing) • Renting Until Retirement
It seems that the majority of the market forecasts say that the US stock market will provide low returns 3-5% over the next decade due to high valuations, while real estate will continue to go up...
View ArticlePersonal Investments • Tax considerations on bonds for a high income earner
Your dad sounds like a smart man.Statistics: Posted by toddthebod — Mon Jul 08, 2024 7:22 am — Replies 2 — Views 107
View ArticlePersonal Investments • How to avoid taxes on taxable bonds
I'm in charge on selecting investments for a relative who lives in a state with fairly high income tax. Welcome to the forum. Which state? Regards,Statistics: Posted by retired@50 — Tue Jul 09, 2024...
View ArticlePersonal Investments • Teen Daughter with 1099 summer job - IRA contribution...
Thanks everybody...although the last few posts have started to make me a little confused - maybe a hypothetical is a better example:Let's say she is cut checks totaling $2,000 throughout the summer....
View ArticlePersonal Investments • 401K NUA Question
I've done alot of research on my 401K NUA Question and spoke to someone at Fidelity (who may be trying hard to get me to rollover my 401K plan into Fidelity). My situation is that I'm 49 years old and...
View ArticleInvesting - Theory, News & General • SPIA and DIA Pricing: life...
I’m not sure which tables you are using but it’s known that pretty much only healthy buy especially younger ages. They actually use different life expectancy tables then they do for life insurance to...
View ArticlePersonal Finance (Not Investing) • Scare tactic? .... Chase contemplating...
I'd wait and see. Chase isn't a bad bank and if it's meeting your needs, why switch now? If you have a larger balance you probably aren't going to be affected. I think this is probably Chase's...
View ArticleInvesting - Theory, News & General • Revisiting the "Lost...
Folks,Just a reminder. Some of us were unemployed for more than 1 year during that time period too.KlangFoolGood point, the early 2000 was pure hell as I attempt to stay employed. However, not...
View ArticlePersonal Investments • Building the LMP--When and How, While Also Keeping It...
... tax-deferred and tax-exempt presently about 17% of total portfolio, 83% taxable. This ^^^ is what makes this more challenging. LMP is typically composed of bonds, but 17% of a portfolio may not be...
View ArticlePersonal Finance (Not Investing) • Should I pay extra monthly mortgage?
[Topic is now in Personal Finance (Not Investing) - mod mkc]Hi everyone, we bought a 500K house last year with 5% downpayment and 6.5% interest rate because I just hated to spend so much money on...
View ArticlePersonal Investments • Investment strategy for lump sum cash
Thanks very much for all of the responses and the recommendations so far. Good to hear that the consensus so far seems to be to pump it into the market, first ensuring that I'm maxing out all...
View ArticlePersonal Finance (Not Investing) • Selling real property before estate is...
Can we sell the house before his estate is settled?If so, are there any issues that could arise by selling his house before his estate is settled?Selling the house or changing the house title to your...
View ArticlePersonal Investments • Roth 401k conversions?
How about an individual 401K, ie, one controlled by me? Can I handle the conversion to a roth?Statistics: Posted by cogitater — Tue Jul 09, 2024 7:55 am — Replies 3 — Views 188
View ArticlePersonal Consumer Issues • 4" media filter - replace with Honeywell or...
Consider not going above the MERV spec specified by your furnace & blower.It's rated for the MERV they installed (which I think is MERV 13 / FPR 10). Whatever the MERV is, it's the only one they...
View ArticlePersonal Consumer Issues • Can a TV display browser tab?
All my Roku's and Firesticks allow screen mirroring.Can you do the following:Have one Laptop display to yourself that is not mirrored (for working, etc)Another screen/view that is mirrored Basically...
View ArticleClik here to view.
Personal Consumer Issues • Tech help please!
I received an email from Microsoft saying I have to update my sign in technology before Sept 16 or I won't be able to sign in anymore. I don't know what they are talking about! . I am not a techie.I...
View ArticlePersonal Finance (Not Investing) • Fidelity CMA new core position - possible...
For what it's worth I don't see this issue either, and I had $10.99 in dividends from SPAXX being my core position deposited on June 28th much like above.*edit to add*For what it's worth my settings...
View Article
