In TX, there is a 10 day window for reporting an accident that is "reportable" to the police. That time has past, but this seems to be a non-reportable accident. (The threshold is $1,000 and some other criteria, but the $1,000 seems the applicable one here.)
What is the window for the insured's reporting to their company?
In TX, 20% of vehicles are uninsured, hence asking for the other vehicle's insurance may be pointless.
The more time that passes, the less the likelyhood of any good outcome except for the person who left.
The insurance company can run the plate, they may or may not be able to provide that information based on TX privacy law.
The police might run the plate if a court case is filed. (That's how they do it in some states, they just won't run a plate.)
There is no perfect answer now due to the time that has past; its important to make a decision today and take action tomorrow with the police and/or insurance company.
Even if a person goes to small claims court and wins; it's another court step to enforce the judgment.
What is the window for the insured's reporting to their company?
In TX, 20% of vehicles are uninsured, hence asking for the other vehicle's insurance may be pointless.
The more time that passes, the less the likelyhood of any good outcome except for the person who left.
The insurance company can run the plate, they may or may not be able to provide that information based on TX privacy law.
The police might run the plate if a court case is filed. (That's how they do it in some states, they just won't run a plate.)
There is no perfect answer now due to the time that has past; its important to make a decision today and take action tomorrow with the police and/or insurance company.
Even if a person goes to small claims court and wins; it's another court step to enforce the judgment.
Statistics: Posted by Mr. Rumples — Sun Feb 25, 2024 5:04 am — Replies 11 — Views 755