I think this is the right idea, but since you are in the 24% bracket....you may be going a little too far with it. But that's just my best guess about something that we really cannot predict.Maybe the hedge is to do 65% trad 401k and 35% Roth 401k. That way with a full Roth IRA my contributions are about 50/50 each year. Then at least regardless of which choice ended up being better I didn’t fully make the wrong choice.
Statistics: Posted by retiredjg — Thu Dec 28, 2023 4:30 pm — Replies 34 — Views 2536