Taxes owed are based on gains. So based on minimizing tax burden, you are going to want to keep VTI and VFIAX for US stock and IEFA for international. The rest you can sell and they will be pretty close to canceling out gains and losses. Use the money from selling the other funds to add to VTI and IEFA to meet your desired portfolio ratios.Here is the cost basis (I think I got it right). I did include VTI and VXUS just so we have complete picture.You have to look at the cost basis for each holding. Wait until the cost basis information transfers from Betterment to Vanguard.
When that's done I'd recommend coming back and updating your post with the $ value of any short term and longer unrealized capital gains/losses for each holding other than VTI and VXUS. That will make it clear what you should do.
Statistics: Posted by the_wiki — Fri Jan 26, 2024 12:15 am — Replies 21 — Views 1154