Do what you want.
If your expenses are 3% or less of your portfolio, you can retire.
If you want to continue working, you can decrease your savings rate and start spending more of your income.
It's that simple - do what you want. However, "grinding" for an ever increasing number for no reason is absolutely silly - and it was a little peculiar reading someone in the high NW thread say they didn't know what they were continuing to work for after accumulating 10X+ more than most will ever accumulate. I suppose that's FINE, some people are wired to work and don't know what they'd do with themselves otherwise, but I don't think that's exactly optimal. Life is more than grinding it out in some drab office setting for an arbitrary number. This isn't a videogame where the higher score is better.
If your expenses are 3% or less of your portfolio, you can retire.
If you want to continue working, you can decrease your savings rate and start spending more of your income.
It's that simple - do what you want. However, "grinding" for an ever increasing number for no reason is absolutely silly - and it was a little peculiar reading someone in the high NW thread say they didn't know what they were continuing to work for after accumulating 10X+ more than most will ever accumulate. I suppose that's FINE, some people are wired to work and don't know what they'd do with themselves otherwise, but I don't think that's exactly optimal. Life is more than grinding it out in some drab office setting for an arbitrary number. This isn't a videogame where the higher score is better.
Statistics: Posted by Nathan Drake — Mon Sep 16, 2024 11:57 pm — Replies 9 — Views 1294