Personal Investments • Should parents consider CD ladder or keep it simple?

... Their desired allocation is 30% equities / 70% bonds.


Here’s my question: Should my dad consider a CD ladder or just pick one of Rick’s portfolios and relax?

Thanks in advance!

VTINX would fit the bill. It's a 30% equity / 70% bond fund for retirees. It's where all the various target date retirement funds end up.

The simplicity of a single fund is often overlooked.

Regards,

Statistics: Posted by retired@50 — Wed Sep 04, 2024 10:30 pm — Replies 1 — Views 151

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