What does a zero withdrawal rate mean? You're not spending any money in early retirement?AA is 85/15. All equity is in US equities - mostly S&P500, VTI, VIG, SCHD, and QQQ. Some very long held individual stocks (ex.- KO, MSFT, AAPL, JNJ, PEP, BRK-B, etc.). No Int’l equities. Bond portion in BND and VCSH, small T-Bill ladder, small allocation to High Yield Senior Bank Loan ETFs. Withdrawal rate - zero.
Statistics: Posted by CletusCaddy — Sun Apr 14, 2024 5:21 pm — Replies 116 — Views 19228