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Personal Finance (Not Investing) • Long Term Care Insurance

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Questions from ignorance.
A well-designed long-term care partnership policy can protect 100% of one's assets even if the policy runs out of benefits.
When your policy runs out of benefits, you are on Medicaid?
A well-designed long-term care partnership policy can protect 100% of one's assets even if the policy runs out of benefits.
But I would need dollar for dollar coverage meaning any policy cap would have to equal or exceed the value of my assets?
In other words, a long-term care partnership policy provides an unlimited amount of care without being forced to spend down assets.
Assume I have a high amount of assets, similar to the question above, I would also need high coverage caps on the qualified partnership policy?

Statistics: Posted by Lastrun — Sat Mar 16, 2024 11:47 am — Replies 432 — Views 39123



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