Personal Consumer Issues • Need tp upgrade to Windows 11?
Do you have a source for this? MS seems to thinks its OK to update one's desktop PC, provided it has the memory.OP was talking about upgrading to a CPU with TPM. If OP is confident in being able to do...
View ArticleInvesting - Theory, News & General • TIPS- maybe better in taxable than...
So if you have a TIPS bond with a roughly 2% coupon, and there is an inflation adjustment of roughly 8%, you would have to pay income tax on roughly 10% of the value of the bond, right? I guess the...
View ArticlePersonal Finance (Not Investing) • [401(k) plan administrator does not...
[Title was "Oh boy. Benefits Administrator seems to know very little." --admin LadyGeek]Hi all,I recently requested via Workday ticket that our Fidelity 401k have BrokerageLink added or at least a...
View ArticlePersonal Investments • TIPS ladder and Coupon Payments
I'm in a similar boat where I'm not using my TIPS ladder for current expenses.My ladder is primarily in a traditional IRA. My usual approach is to invest the interest in a money market fund until I...
View ArticlePersonal Investments • 403b Investment Options
If I have these choices, I would construct a portfolio with 3 or 4 funds usingVanguard Total Stock Market Index Fund Institutional Plus (VSMPX) (0.02%/0.02%) for US stocks,Vanguard Total International...
View ArticlePersonal Finance (Not Investing) • Family members with mental illness - How...
In my state one can establish a special needs trust and the trustee handles bill pay, distribution requests, etc. Takes the mismanagement factor out of the equation. There is also an option for a...
View ArticlePersonal Finance (Not Investing) • IRS Direct Pay Payment Stuck in Pending
Yes, I use EFTPS every year...never a mistake (Yet)...I would recommend this service.Best, PStatistics: Posted by Pocanutin — Tue Jun 03, 2025 1:17 pm — Replies 8 — Views 855
View ArticlePersonal Investments • Roth Conversion in a 24% tax bracket
Help me appreciate why it would be such a burden?When leaving assets to heirs some may decide which is optimal: for the current owner to pay taxes now, or for the heirs to pay taxes later. That's...
View ArticlePersonal Finance (Not Investing) • Might I Wanna Change From UnitedHealthcare...
Actually there is a fair amount of regulation and they have to prove to your state’s insurance regulator that the increase is warranted by providing facts and figures.I watched a vid recently from an...
View ArticleInvesting - Theory, News & General • "All Americans Gain Access to...
I'm retired, and my employer just changed contracts with TIAA . In the informational workshops , we were told that new money in TIAA traditional did not have the 3% guarantee,but that the guarantee...
View ArticlePersonal Finance (Not Investing) • What's Your Credit Card Rewards Strategy?
Just moved all money out of Merrill Edge to Fidelity…Looking forward to greatly simplified money managementTrying to decide if we need the Bank of America checking simply as a back-up (with local...
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Personal Finance (Not Investing) • Friend finds Large deposit of $ in their...
(X)'s "plan" of action has had many suggestions, but the one most mentioned is to NOT touch the account in any manner without proper authority. (Using caution here) Appreciate the...
View ArticlePersonal Finance (Not Investing) • Facing a Restructuring Layoff - Next Steps?
My experience is that the job search can require months of effort beginning with your defining the ideal work environment through accepting an offer.The time to begin the process is now. Start...
View ArticlePersonal Investments • Age 18 - Structuring Finances
My new High School grad (cum laude - yes!) and I (dad) are writing this inquiry together. Career path / goals are still TBD. We have reviewed the primary education sheets posted in the forum. We...
View ArticlePersonal Finance (Not Investing) • Just assume 85% of SS will be taxed?
My question would be - does your partner earn enough that his/her SS is more than the spousal SS? If not, then spousal SS does not increase percentage wise once they hit 67, but their own SS would.To...
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